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Pay Over Time — Where It's Available

Fix your roof now. Pay for it over time.

In eligible states, Clevercoat can help connect your roof restoration to C-PACE financing — often with $0 down, paid off slowly through your property tax bill instead of a loan.

The Short Version

What C-PACE actually means for you.

C-PACE stands for Commercial Property Assessed Clean Energy. That's a mouthful — here's what it comes down to in practice.

$0

Often nothing down

Eligible projects can finance up to 100% of materials, labor, and other costs.

10–30 yrs

Long, fixed terms

You pay it off slowly, with steady payments added to your property tax bill.

↔

Transfers if you sell

Payments are tied to the building, not to you — so the next owner picks them up.

Not a loan

Secured by the property

It's tied to the building itself, not your personal or business credit.

The Process

How it actually works, step by step.

We don't hand you a link and walk away. Here's exactly what happens.

1

We check if your project qualifies

C-PACE depends on your state, city, and property type. We'll tell you honestly whether it's an option before you get your hopes up.

2

We help you get real numbers

You'll see what the payments would actually look like for your building — not a rough guess.

3

You decide, with no obligation

If the numbers don't work for you, you walk away. There's no pressure to move forward.

4

The cost gets added to your property tax bill

Instead of taking out a loan, the project cost becomes part of your regular tax payments.

5

You pay it off over the term you chose

Often 10 to 30 years. If you sell the building before then, the new owner takes over the payments.

Common Questions

What people usually ask about financing.

Is Clevercoat lending me the money?+

No. Clevercoat isn't a bank. We work with C-PACE financing partners and help connect your project to them — the financing itself comes from a lender that specializes in C-PACE.

Does C-PACE affect my personal credit?+

No. The payments are tied to the property itself, not to your personal or business credit.

What happens if I sell the building?+

The remaining payments transfer to the new owner along with the building. You're not stuck paying for a roof you no longer own.

What if my state doesn't offer C-PACE?+

Then we'll tell you that up front, and talk through other ways to make the project work for your budget.

Can C-PACE cover the whole cost of the project?+

Often, yes — eligible projects can finance up to 100% of materials, labor, and other costs. We'll confirm the exact numbers for your building before you decide anything.

See If Your Project Qualifies

Get the facts. Make the call.

Tell us about your building and we'll give you a straight answer on financing — no guesswork, no pressure. Just facts.

Real people · Fast answers · No call center in between